Disclaimer/Privacy

Information Collection and Use
TBLO, LLC is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. TBLO, LLC collects information from our users at several different points on our website and distributes this information to its intended recipient.

Your E-Mails
We retain the contents of your e-mail, your e-mail address, and our response so that we can efficiently handle any of your follow-up questions and to meet legal and regulatory requirements. If we believe a particular TBLO, LLC product or service might be of use to you, we may occasionally contact you at your e-mail address to inform you of its potential benefits and availability.

Neither your inquiry nor our response is secure; you should not (and we will not) include confidential account information in an e-mail message. We reserve the right to determine whether to respond to you via e-mail or, depending on the circumstances, by using a more traditional method, such as the U.S. Postal Service or by telephone. You may also contact us by phone, U.S. postal mail.

Links
This web site may contain links to other sites. Please be aware that we [TBLO, LLC.] are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Security
This website takes every precaution to protect our users’ information. When users submit sensitive information via the website, your information is protected both online and off-line.

We do everything in our power to protect user-information off-line. All of our users’ information is restricted in our offices. Only employees and advertisers who need the information to perform a specific job (for example, a real estate agent or loan officer contacting you) are granted access to personally identifiable information. Our employees must use password-protected screen-savers when they leave their desk. When they return, they must re-enter their password to re-gain access to your information. Furthermore, ALL employees are kept up-to-date on our security and privacy practices. Every quarter, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our customers’ information is protected. Finally, the servers that we store personally identifiable information on are kept in a secure environment.

Unsolicited Feedback
Any
unsolicited emaill or feedback that you send us becomes our property. We may use it in any manner we see fit including publishing it on-line.

Notification of Changes
If we decide to change our privacy policy, we will post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally, identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

IMPORTANT NOTICE AND DISCLAIMER
The purpose of this advertisement web site, like any advertising, is to provide coverage and publicity for the advertising company, its people, products or services. The information provided in this advertisement is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Verify all claims and do your own due diligence. This advertisement is not a solicitation or recommendation to buy, sell or hold real estate and does not provide an analysis of the financial position of the advertisers. We recommend you use the information found in this advertisement as an initial starting point for conducting your own research on the advertised company or person in order to determine your own personal opinion of the company or person before acting.

All statements and opinions contained in this advertisement are the sole opinion of the authors and are subject to change without notice. We are not liable for any real estate decisions by our readers. Readers should independently investigate and fully understand all risks before investing. It is strongly recommended that any purchase or sale decision be discussed with a loan adviser, real estate attorney, or real estate agent before completing any such purchase or sale decision. We are not licensed real estate agents, or mortgage brokers, or members of any financial, banking or real estate regulatory bodies.

The information contained in this advertisement is provided as an information service only. The accuracy or completeness of the information is not warranted and is only as reliable as the sources from which it was obtained. We disclaim any and all liability as to the completeness or accuracy of the information and for any omissions of material facts. This advertisement may contain hyperlinks to web sites operated by third parties other than us. Such hyperlinks are provided for the reader's reference and convenience only. We are not responsible for the reliability of these external sites nor are we responsible for any of the contents, advertising, products, or other materials on such external sites. Our inclusion of hyperlinks to such web sites does not imply any endorsement of the material on such web sites or any association with their operators. Under no circumstances shall we be held responsible or liable, directly or indirectly, for any loss or damage caused or alleged to have been caused in connection with the use of or reliance on any content, goods, or services available on such external site. Any concerns regarding any external link should be directed to its respective site administrator or Webmaster. We may refer to other sources of information, or other commentary. We intend to offer these items to readers as additional sources of information, but disclaim any implication that we endorse information contained in such outside sources. Any referral by us is no guarantee of the accuracy of any information provided by outside sources. As we disclaim any representation concerning source reliability, readers must contact information suppliers on their own and gauge to the reader's satisfaction the truthfulness of any source information. It should be understood that there is no guarantee past performance will be indicative of future results.

Any reference to past performance(s) of companies or people previously advertised are specially selected to be referenced based on the favorable performance of these companies and the companies referenced may not be representative of all past advertised companies as not all past advertised companies may have performed as well.

Since we may or may not have received compensation toward the advertised company or people, there is still an inherent conflict of interest in our statements and opinions and such statements and opinions cannot be considered independent.

The receipt of this information constitutes your acceptance of these terms and conditions. Reading this advertisement shall not create under any circumstances an offer to buy or sell real estate from any company or person advertised. Nor shall it create any principal-agent relationship between the reader and us.

Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical facts and may be forward looking statements. Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements may be identified through the use of words such as expects, will, anticipates, estimates, believes, or by statements indicating certain actions may, could or might occur.

We encourage our readers to invest carefully.

Home Equity Loan Information

  • Home Equity is the difference between your home's appraised value and the mortgage balance(s).
  • Home Equity is built through either your home's appreciation or the reduction of principal on the current first mortgage.

The terms second mortgage and home equity loan can be used interchangeably regardless of being a fixed or variable rate or line of credit or fixed term. A home equity loan is a second mortgage and vice versa as long as either is secured by a lien on your home and is subordinate to an existing 1st mortgage. For more information, call us today at 1-800-943-9472.

Combining competitive rates, low closing costs, honest answers, and hassle-free service sets us apart from other home equity loan companies in our industry. Complete the simple home equity quote form or call us today and see for yourself. We are happy to provide you with a free quote.

Best student loan

In the present day competitive world, childrens education is the prime focus for all parents and students alike. Hence, it is important to know the best available student loans and the terms at which they can be availed.

Here is a brief discussion on the different kinds of student loans:

Subsidized Stafford Loan- Both undergraduate and graduate students can avail of this loan. A subsidized Stafford Loan means there are no payments required to be made until six months after the student ceases to be at least a halftime student. It is the responsibility of the federal government to pay the loan interest as long as the student is in the school at least half time. Interest does not accrue and payments do not begin until a six-month "grace" period transpires after the student leaves school. To avail of this loan, the student has to show a need for the fund by filing the FAFSA application.

Unsubsidized Stafford Loan- Both undergraduate and graduate students are eligible for this loan. However, unlike the subsidized Stafford Loan the students will have to pay the loan interest while they are still in school. Also it is not a needs based loan, so the students dont have to show any need for the fund. A student can choose to pay the interest or allow it to accrue and be capitalized (that is added to the principal amount of the loan).

Federal Perkins Loans Both undergraduate and graduate students are eligible for this loan. The student needs to show a financial need to avail of this loan. In this type of loan, the funds are given out by the school and hence it must be repaid to the school.

Federal PLUS Loans for Parents In this type of loan, parents are allowed to borrow up to 100% of their childs cost of education. Parents can avail of this loan irrespective of their income and without showing any need for the fund.

As much as the debt burden is a concern for the students- This type of loan has a variable interest rate and is eligible for dependent undergraduate students alone. These are first applied to tuition and fee. The student doesnt have to show any financial need.

Federal Consolidation Loans In this type of loan, borrower has the advantage of monthly payments and lower interest rates. The loan availed from different sources are clubbed together into a single loan with one repayment plan.

Federal Nursing Loans- This type of loan is available to the students of nursing schools. The borrower has the advantage of flexible repayment options. Cancellation of loans is at times allowed.

Federal Insured Student Loans - This loan is meant for those students who are not eligible for the other student loans.


Health Professions Student Loans This loan is meant for students pursuing courses in the fields of dentistry, optometry, pharmacy, veterinary medicine or podiatry. These are long term loans with low interest rates.

Private Student Loans In this type of loan, the credit worthiness of the borrower is taken into account. Unlike federal student loans, private loans aren\'t guaranteed by the federal government. While guaranteed student loans carry a fixed rate of 6.8%, there are no limits on the interest rates and fees private lenders can charge.

Top 20 Loans Companies

MyHomeEquity

United States





Home Equity Loans and Lines of Credit are becoming the financial solution for many Americans today. Their home equity loans and lines of credit rates are one of the most competitive in the industry and they do not charge the borrower closing costs, points or application fees.

Citibank is one of the first banks to offer a 30 year fixed rate home equity loan into market. This means lower payments for the customers per month and in the rising rate environment... Your revenue will grow as the need for fixed rate home equity loans continue to grow.


Cash Central

United States





Cash Central is one of the first online lenders to offer payday loans with state certified backing. With a team that pioneered the online cash advance industry, Cash Central has over 20 years of combined experience. Cash Central proudly maintain an honest, ethical, customer first-lending philosophy. No bait and switch. No over-promising.


Cash Advance Network

United States





Get a hassle free payday loan today!
  • No Hassle Qualifying!
  • No credit checks, No faxing!
  • Instant online approvals!
  • Completely confidential!
  • Cash to you the next day!
It's simple, we provide payday loans and cash advances to help you pay your bills on time, have emergency cash, make needed car repairs, pay unexpected bills or for any other reason you may have. Our cash advance service is HASSLE FREE and FAST!!!


E-LOAN

United States





At E-LOAN, "Radically Simple" says it all. They are dedicated to providing the best lending and savings service possible. E-LOAN offer reduced paperwork; personalized service; the industry's strictest privacy policy; and no hidden costs.

Since their 1997 launch, E-LOAN has led the charge to protect consumers' financial privacy. They have lobbied Congress; they have helped change laws for the better. E-LOAN also assisted many in securing the loans they need. From its inception, E-LOAN has originated over $27 billion in consumer loans.

Two independent studies further tell the story. One, conducted by TRUSTe and The Ponemon Institute, ranked E-LOAN as one of the Top 20 most trusted companies for privacy in America. Another, conducted by The Customer Respect Group, awarded E-LOAN their highest rating in "Online Customer Respect Study" for North America's largest financial services firms.


CreditAndDebt.Com

United States





Located in the beautiful Salt Lake City, Utah, CreditAndDebt.com was formed in 1998 by a group of business people who had worked in the areas of credit and debt extensively. Experience ranged from working directly with the credit bureaus on credit restoration to contacting creditors to lower monthly payments and beginning the process of financial recovery.

CreditAndDebt.com have pooled together an intimate knowledge of the industry from an inside-out perspective and have researched and selected companies that they feel best benefit you.

CreditAndDebt.com is designed to give the customer access to the most relevant and commonly asked questions regarding credit, debt, taxes, mortgages, foreclosure, and many other credit related services. CreditAndDebt.com have pooled together many information pages assisting people with credit card debt, creditor harassment, low interest mortgages and other important money saving advice.


GetSmart

United States





GetSmart is a leading online financial marketplace, focused on smart consumers in a hurry. GetSmart provides a convenient, simple, secure way to save money for savvy consumers -- fast. they make your life easy with a short, two-minute form that immediately matches you with up to five high quality Lenders. And it's hassle free: No social security number is required, No Credit Check is Required, No cost, no obligation, no worries.

With a network of more than 200 Lenders across the nation, GetSmart can match you with Lenders that have great rates and some of the best loan products available. they continually work to ensure we have the breadth and depth of Lender partners to serve the needs of every potential borrower. Each Lender is selected and screened by them to ensure the highest quality of service, with a specific focus on quick responsiveness to your questions and unique needs.

GetSmart is a service of LendingTree, LLC located in Charlotte, North Carolina, the second largest banking and finance center in America. They know lending and work to get you: great rates, responsive service, low monthly payments to ultimately save you money.

GetSmart mission is to provide a simple, fast, and convenient way for you to save money on your next mortgage, refinance, or home equity loan.


LendingTree

United States





LendingTree is the leading online lending and realty services exchange that empowers consumers -- When Lenders Compete, You WinSM. Whether you're looking for a loan, a REALTOR®, or a new home, LendingTree can help.

LendingTree unique marketplace concept was created especially to: let consumers choose from up to four competitive loan offers from major, national, regional, and local Lenders across the U.S. When Banks Compete, You Win., connect consumers with a network of REALTORS® who can help you buy or sell your home. LendingTree REALTORS® represent major franchises and independents nationwide, so whether you're staying in town, or moving to another state, LendingTree can match you with a local expert!, provide a convenient 'one-stop-shop' destination for your home and loan needs by giving you choices, convenience and value while finding the loan or home that's perfect for you.


RoadLoans.com - Auto Finance Made Easy

United States





As part of a strong, stable financial institution with a 15-year track record, over 1200 employees and $4 billion in auto loan receivables, RoadLoans is backed by strengths you may not typically associate with a "dot.com" company.

RoadLoans was launched in June 2000 to help empower and educate consumers through the car-buying process. They specialize in financing and servicing new and used vehicle loans for customers with less than perfect credit. To date, RoadLoans has helped tens of thousands of consumers get into the car or truck of their dreams.

RoadLoans can guide you through the intricate process of automotive credit, and help get you up to speed about the benefits of securing a direct auto loan. At RoadLoans, everything they do is focused on creating enduring customer relationships. That's what we do best.


myAutoloan.com

United States





myAutoloan.com is a privately held, direct-to-consumer, internet-based auto financing marketplace that helps consumers take control of the auto research, finance, buy and drive process. Offering a wide range of products and services to simplify the search for information and funding alternatives, consumers are provided with a secure, confidential process to obtain up to four loan offers. myAutoloan.com facilitates the matching of lenders based upon customer needs via proprietary analysis and evaluation that is called "Preferred Placement."

Focused on auto finance, the company is dedicated to providing consumer choice for all aspects of the auto search, finance and purchase process. Capitalizing upon consumer market research, the shifting trends towards increased information prior to purchase, and wanting more decision making authority in the selection of auto financing, myAutoloan.com truly excels. This is accomplished by the establishment of a user-friendly site, easy access to detailed information, convenience, privacy and options for financing alternatives.

myAutoloan.com are recognized leader of the online Auto-Buying Life Cycle process providing innovative technology-driven solutions and resources that delight our customers and lenders.


Only Finance

United Kingdom





Only Finance is the UK’s fastest growing consumer website for comparing loan, mortgage, life insurance & credit card products. They offer the best possible range of financial products in the market to suit virtually all customer requirements via several simple search processes, from headline Best Buys to the most detailed requirements.

As a privately owned company, Only Finance have no allegiances to any banks or lenders and they are therefore independent and impartial.

With four out of five people paying over the odds for their borrowing requirements through existing loans, mortgages, credit cards & overdrafts, it is no wonder that more and more people are turning to Only Finance to save themselves time and money.

Only Finance provide a service that puts the customer first and allows the customers to compare the whole market to find the product that best fits their needs. It will save you money and it's easy to use. Although personal finance can appear complicated and full of jargon but saving money matters. You worked for it so don’t waste it. The difference between finding the best and worst product makes a huge difference. Simply getting the right deal to suit your requirements will increase your disposable income, providing you with more cash in your pocket each month.


PaydayUK

United Kingdom





A Payday Loan is a quick solution to a short term financial crisis. Many consumers favour Payday Loans over Credit Cards as it provides them with the funds they need now and no long term debt worries.

A Payday Loan with Payday UK will provide you with instant cash for any purpose.

You do not have to wait days or even weeks in some cases for a decision on your Payday Loan application.

Once they have received your completed application form, you will receive an instant decision, so you do not have to wait around for that accept or even reject letter to arrive in the post.

With Payday UK you know where you stand right from the start.


Savings.com

United States





Simply put, their mission is to help you save money everyday. Built on best-of-breed technology, they combine the best of comparison shopping, coupon search and free quote services to help you research and find the best savings opportunities for you. At Savings.com, you are in control of a vast array of resources to help you find offers and save money. From big ticket items like mortgages and credit cards to electronics, toys and gifts - they help you search for the deals you want, on the products and services you want. It's that simple.

Savings.com was founded in 2004. Designed out of frustration with the current state of shopping and discount retailers online, they have been determined from the outset to design and build a more comprehensive Internet destination where users like you can find and compare deals and offers in one simple, easy to use format. This is no small task, and they are refining and improving their approach everyday with the great feedback they get from you the customer. they know you don't want to search across numerous websites to find the best prices, coupons, and quotes for the products and services you want. Here they are working to solve your frustrations - combining the most popular categories and offers in one simple and easy to use location.

Located in Los Angeles, CA, they have built a team of experienced programmers, product specialists and marketers, who are dedicated to building Savings.com into the Internet's premiere savings and discount destination. More importantly, they are working everyday to expand thier list of deals and offers, and they are working in partnership with many of the Web's premiere publishers and retailers to bring you the best offers available from the most recognizable companies and brands you trust.


LifeLine

United States





LifeLine understand that not all debt situations are created equal. Because of this, they have developed a flexible program to give customers some options in getting help with debt.